WEGAM cover closes coverage gap
As from 1 June 2023, MS Amlin Netherlands, has made it possible to extend each General Liability fronting policy with the WEGAM cover. This coverage has been in their portfolio as a single Motor LoB product for over a decade, but has been made available now as add-on to GTPL in order to support INI Global Insurance Programs. The cover stems from a coverage gap following a ruling by the Dutch Supreme Court in 2001, which decided at that time that under certain circumstances, employers can be held liable for not meeting their obligations towards an employee in their role of driver of a motor vehicle. This topic was previously addressed in the
INI Magazine back in 2012.
This coverage has been widely available as a single product in The Netherlands, but until now did not qualify as a GLS coverage type due to the diversity of solutions available in the market in order to cover this risk. As from next month, this coverage can easily be requested via INIconnect up to the same limit that has been requested on the General Liability policy. Sub limits can also be introduced (but not advised) and a standard deductible of EUR 1,000 per claim or occurrence applies. Please note that this extension requires a 20% additional premium.
INI Managing Companies should also note that the following specific exclusions apply on top of general exclusions:
- speed rides, racing competitions and all other competitions with a speed / racing element;
- the driver does not have a valid driving authority (even with a valid license you may (temporally) be denied authority to drive);
- driving ability-influencing drugs such as but not limited to alcohol and medication.
The aim of the extension is to provide INI clients with a more complete cover and for any additional questions, please feel free to contact Siebe Van der Zon – Manager International Insurance Programs & INI Coordinator (
siebe.vanderzon@msamlin.com)